定期還本和一般壽險比較 |
|
|
|
欄2 |
欄3 |
欄5 |
欄6 |
欄7 |
欄8 |
定期還本壽險 |
一般定期壽險 |
|
|
20年領回 |
|
|
身故100萬 |
意外住院醫療日額1000 |
總額 |
0 |
- 51,895 |
0 |
- 4,200 |
- 670 |
- 4,870 |
1 |
- 51,895 |
1 |
- 4,200 |
- 670 |
- 4,870 |
2 |
- 51,895 |
2 |
- 4,200 |
- 670 |
- 4,870 |
3 |
- 51,895 |
3 |
- 4,200 |
- 670 |
- 4,870 |
4 |
- 51,895 |
4 |
- 4,200 |
- 670 |
- 4,870 |
5 |
- 51,895 |
5 |
- 4,200 |
- 670 |
- 4,870 |
6 |
- 51,895 |
6 |
- 4,200 |
- 670 |
- 4,870 |
7 |
- 51,895 |
7 |
- 4,200 |
- 670 |
- 4,870 |
8 |
- 51,895 |
8 |
- 4,200 |
- 670 |
- 4,870 |
9 |
- 51,895 |
9 |
- 4,200 |
- 670 |
- 4,870 |
10 |
- 51,895 |
10 |
- 4,200 |
- 670 |
- 4,870 |
11 |
- 51,895 |
11 |
- 4,200 |
- 670 |
- 4,870 |
12 |
- 51,895 |
12 |
- 4,200 |
- 670 |
- 4,870 |
13 |
- 51,895 |
13 |
- 4,200 |
- 670 |
- 4,870 |
14 |
- 51,895 |
14 |
- 4,200 |
- 670 |
- 4,870 |
15 |
- 51,895 |
15 |
- 4,200 |
- 670 |
- 4,870 |
16 |
- 51,895 |
16 |
- 4,200 |
- 670 |
- 4,870 |
17 |
- 51,895 |
17 |
- 4,200 |
- 670 |
- 4,870 |
18 |
- 51,895 |
18 |
- 4,200 |
- 670 |
- 4,870 |
19 |
- 51,895 |
19 |
- 4,200 |
- 670 |
- 4,870 |
20 |
1,193,585 |
20 |
- |
|
- 97,400 |
|
|
|
|
|
|
定期還本壽險報酬率 |
|
1.3127% |
|
|
|
|
|
|
|
|
|
節省保費投入其他投資工具 |
|
|
|
|
|
|
|
|
|
|
|
假設年報酬率4% |
|
1,456,327 |
|
|
|
假設年報酬率7% |
2,062,760 |
|
|
|
|
|